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Milan – Footnotes

  1. For municipalities with more than 15,000 inhabitants, based on a two-ballot system.
  2. A foundation is a body made up of a capital aimed at pursuing a specific goal, either directly, through its organisation, or indirectly, by financing other subjects that also pursue the same goal.
  3. A foundation is a body made up of a capital aimed at pursuing a specific goal, either directly, through its organisation, or indirectly, by financing other subjects that also pursue the same goal.
  4. The Italian bank foundations have an overall capital of 50 billion euros. In 2010 they carried out more than 30,000 social interventions, for which they paid 1,400 million euros. These interventions can integrate existing measures, and can also be innovative, but they cannot substitute the “traditional” welfare (Ferrera and Maino 2011).
  5. An association of retired bank clerks, created in 2009 to favour the financial inclusion of “non-bankable subjects”. The experts assess many variables, such as personal story, income situation, family situation, social context and territorial relations, in order to estimate whether the recipient may overcome his/her economic problem thanks to the loan.
  6. At the time of writing: Intesa Sanpaolo, Banca Prossima, Banca Popolare di Milano and Banca Popolare Commercio Industria; other agreements are in progress.
  7. See for instance the website of the foundation:
  9. A famous case based in Milan was the Friendly Society of Railway Workers of Northern Italy, now named “Cesare Pozzo”, after one of the first and most influential presidents of the association.
  10. In the same perspective, a city council deliberation of a few months ago (not directly related to the M12 programme) has established that it must be allowed for children to play in the courtyards of condos, which had been hampered for decades. This was a zero-cost message to families with children that Milan is operating to become a child-friendly city, from where young families could possibly not feel obliged to escape.
  11. It “manages the assets gathered over 180 years by Cassa di Risparmio delle Province Lombarde to carry on its long-standing philanthropic tradition. Fondazione Cariplo aims at operating on the basis of the principle of subsidiarity, anticipating needs and fulfilling its special mission of being a resource that helps social and civil organisations better serve their community” (
  14. Cassa Depositi e Prestiti (CDP) is a joint-stock company under public control, with the Italian government holding 80.1 per cent and a broad group of bank foundations holding 18.4 per cent, the remaining 1.5 per cent in treasury shares.
  15. The site of the project is:

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Milan – Footnotes


Milan – Footnotes